KHFCU Member Advantage Program

Just as healthcare professionals prioritize their patient’s experience, we prioritize our member relationships.

We want to be your partner in financial wellness so to do that, we created the Member Advantage program!
This program rewards our members for doing business with us in multiple ways. Here’s the best part, there’s no enrollment fee, or application to complete, all you need to do is bundle products and we’ll do the rest.  

Member Advantage Perks

Reduced Interest Rates:
Open a deposit account that your payroll is deposited into and enjoy reduced interest rates on your loans. 

Waived Fees
When products are bundled, we’ll waive your monthly checking account fees for additional savings. 

Skip-A-Pay*:
Plan ahead and enjoy a little extra cash when you need it. To help stretch your budget, KHFCU offers qualified members the option to skip an installment loan payment on eligible loans. 

To get started, simply call (716)859-5960 or stop into the Credit Union to get started!

Skip-a-Pay Program

PICK YOUR SKIP
Qualified accounts may utilize up to two skips per eligible loan each calendar year – choose any month!

A loan officer will be able to tell you if your loan qualifies and prepare the agreement for you to sign. For each approved Skip-a-Pay there is a $25 fee to cover processing for each payment you’re skipping. The processing fee can be paid by check, cash or by withdrawing from your Kaleida Health FCU account.

*Forms and payments must be received THREE or more business days prior to the due date of the month you’re planning to skip. Interest will continue to accrue on your loan(s), and your final payment(s) will be due one month later than usual. Home equity line of credits & real estate loans, share secured and line of credits, do NOT qualify for this offer. Not all loan terms qualify, contact a loan officer for more details and eligibility. 

Helpful Links

Trustage Insurance

TruStage™ delivers insurance, investments, and technology solutions that are designed to help meet a diverse range of needs, are flexible, easy to understand, and enable confident financial decisions.

trustage.com

Home Banking

View your account balances, see posted transactions, transfer funds between your KHFCU Accounts and more. Contact the KHFCU office for details.

KHFCU Home Banking

Enterprise Car Sales

The best way to buy and finance your next vehicle. Borrow from your credit union. Buy from Enterprise Car Sales. 

Enterprise Car Sales

National Credit Union Administration

The National Credit Union Administration (NCUA) is the independent federal agency that charters and supervises federal credit unions. NCUA, backed of the full faith and credit of the U.S. government, operates the National Credit Union Share Insurance Fund (NCUSIF) insuring the savings of 80 million account holders in all federal credit unions and many state-chartered credit unions. 

ncua.gov

Credit Union Association of New York

Founded in 1917, the Credit Union Association of New York provides credit unions with a full range of services including education and training, advocacy, community outreach, human resources and compliance. 

cuany.org

National Automobile Dealers Association

Pricing & Information on new, used, and classic cars, motorcycles, boats, RVs & manufactured homes. 

nada.com

Owners Choice Funding

Owners Choice Funding is a full-service mortgage corporation committed to serving credit unions in the greater Northeast. They customize every aspect of thier mortgage program to meet the unique needs of credit unions and their members. 

ownerschoice.com

Mercedes Benz of Buffalo Star Employee Program

Kaleida Health FCU and Mercedes-Benz of Buffalo have partnered to offer you “Special Incentives” on any new or certified pre-owned Mercedes-Benz model! Offering a hassle-free alternative to the common car buying experience, The Star Employee Program is an exclusive pricing and service program specifically designed for members of Kaleida Health FCU. 

Mercedes-Benz of Buffalo

National Income Life (NILICO)

Life is unpredictable. But you can protect yourself against its twists and turns with insurance coverage that protects your family, home and auto.

nilife.com

KHFCU does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites.