With more than 3,400 members strong, KHFCU offers financial products and services like a bank while offering you distinct advantages as a member.
Founded in 1975, we are a not-for-profit organization owned by members — your credit union, your money. As a member, earnings are returned to you in the form of higher interest on share (savings) accounts and lower interest rates on loans — home and auto. Our fee structures are lower than most banks — sometimes no fees at all.
Our mission is to build a brighter financial future for every health professional and their families in Western New York by giving them exclusive access to the most competitive banking and solutions on the market.
In 2019, we were given a low-income designation. Our members hold various positions throughout the healthcare system and while some have no problem walking into any financial institution, opening a checking account and obtaining a loan based on their income and credit history, others need more support.
That’s where we come in!
Thanks to our low-income designation, we can provide members with the second chance they need to improve their financial well-being, even if they have bad credit, no credit, or something in between. This flexibility is something we are very proud of and we enjoy providing financial education and support to all of our members.
KHFCU has a team of banking professionals and loan officers ready to help you with your financial goals. Leading the team is Michele Walczak, our CEO and guiding all we do is our experienced Board of Directors.
A Note From Our CEO
KHFCU is an amazing resource for healthcare professionals throughout WNY and I am proud to have been chosen to lead this team. Working together with our Board of Directors, our vision is to be your trusted financial partner while empowering your financial well-being and shaping a stronger, healthier community. I personally invite you to stop in to one of our locations or give us call. Let’s talk about how we can help you achieve your financial goals and fund the life you’re working for.
~ Michele Walczak
| President | Jeff Dominiak |
| Vice President | Joseph Putnam |
| Treasurer | David Macholz |
| Secretary | Robert Zuccari |
| Board Member | Cynthia Brown |
| Chairperson | Carin Carriero |
| Committee Member | Annemarie Crumlish |
| Committee Member / Junior Board Member | Kara Macholz |
We have two convenient locations staffed by experienced professionals to assist you. Members enjoy the convenience of 24-hour ATM service through the CO-OP Network.
Who Can Join KHFCU
Employees of Kaleida Health, Brylin Hospital along with persons who work regularly in the Health Care Industry in the New York counties of Erie or Niagara, and their family members, are eligible to join KHFCU.
How to Join:
To become a member of KHFCU, please come in person to one of our locations, with valid government issued photo ID (non-expired drivers license, identification card, passport) work ID, along with $6.00, cash or check, for a Savings account. Also, please bring proof of current address if it is not printed on your photo ID (utility bill, insurance, cell phone bill).
Member-Centered Care
Just as healthcare professionals prioritize the patient experience, we prioritize our members, offering attentive, personalized service and financial solutions tailored to their unique needs.
Inclusivity
We believe in providing access to financial products for all healthcare professionals and their family, including those who may face barriers elsewhere, ensuring everyone has the opportunity to achieve financial wellness.
Trust and Integrity
We are committed to building lasting relationships based on trust, transparency, and exceptional service, helping our members navigate their financial journeys with confidence.
