At Kaleida Health Federal Credit Union (KHFCU), we understand that life brings many opportunities—and challenges—that require financial support. Whether you're buying a new car, planning a family vacation, or need funds to pay off debt or unexpected expenses, our personal loans are here to help. With flexible terms, competitive rates, and personalized service, we make it easier for healthcare professionals like you to achieve your goals.
Ready for a new ride? Our auto loans offer competitive rates and flexible terms to get you on the road faster. Whether it’s a new or used vehicle, we’ll help you secure the financing you need.
Flexible Terms:
Choose the loan term that works best for your budget.
Low Rates:
Enjoy competitive interest rates designed to make your payments affordable.
Fast Approval:
Get pre-approved quickly, so you can shop with confidence.
Planning an adventure on the water or the open road? Our recreational and boat loans offer financing for RVs, boats, motorcycles, and other recreational vehicles. We make it simple to enjoy your next getaway.
Adventure Awaits: Finance RVs, boats, motorcycles, and more with competitive rates.
Personalized Terms: Flexible loan options that suit your lifestyle and repayment preferences.
Stress-Free Approval: Quick and hassle-free approval process so you can start your adventure sooner.
Get extra cash for expenses, home improvements, or a special event, our personal unsecured loans are a great option. These loans don’t require collateral to give you freedom to use the funds as needed.
No Collateral Required:
Borrow without the need for securing your loan with an asset.
Flexible Use:
Use funds for anything—emergencies, consolidating debt, or a major purchase.
Competitive Rates:
Affordable repayment options with low interest rates.
At KHFCU, we believe in making the loan process simple, transparent, and member-focused. As a member-owned credit union, our priority is helping healthcare professionals in Western New York achieve their financial goals. Whether you’re in need of a new car, or want to enjoy your time away from work with a recreational vehicle, or extra cash, we’re here to guide you through every step of the loan process with personalized attention and competitive rates.
How to Apply:
Applying for a loan with KHFCU is quick and easy. You can apply online, visit one of our branch locations, or call us to speak with one of our loan specialists. We’re here to help you find the right loan for your needs.
Whether you are preparing for undergraduate school, or ready to get an advanced degree, funding a college education can be a roadblock for many students. KHFCU has partnered with Sallie Mae to offer Smart Option Student Loans. Student loans from Sallie Mae allow you to choose loan options that are right for you.
To apply, click the button below where you’ll be redirected to Sallie Mae’s site to start your student loan application.
Payment Options: Sallie Mae offers a variety of flexible payment options like deferred repayment, interest repayment and fixed repayment to ensure you have manageable payments.
Rate Discounts: Enjoy interest rate discounts when you sign up for autopay.
Cosigner Benefits: Cosigner release options so those supporting you can feel confident co-signing for a student loan.
